Credit Cards 101: Special Installment Features and Payment

Your credit card’s Special Installment features, such as Balance Conversion, Balance Transfer, and Cash2Go, make big-ticket purchases more affordable by spreading the supposed one-time payment into lighter monthly installments.

You can avail of these features by going to the Cards Installment Facility portion of the Metrobank App.

Why should I settle my monthly installment amortization in full?

Paying your full monthly installment amortization, on top of your Minimum Amount Due, gets rid of the interest that can be charged to your monthly amortization. At the end of the day, it is still encouraged to settle your Total Amount Due to avoid incurring finance charges.

Can’t remember how much your monthly mortgage payment is? You can always go to the Card Installment Status portion of the Metrobank App to check your installment details.

Don’t have the Metrobank App yet? Download the Metrobank App via Google Play, the App Store, and AppGallery, sign up for an account, and enroll your Metrobank credit card.

To make the most out of your credit card’s features and learn how you can avoid incurring fees, go to “Credit Cards 101”.