Four Things You Should Start Planning for the Holidays

If you want to make the most out of the season, here’s a guide on what you can start planning today.

We know you’re used to juggling multiple priorities. But even the most organized can use all the extra time when the holiday season rolls around. The Pinoy holiday season officially starts when the -ber months come, but no one said you can’t start earlier! If you want to make the most out of the season, here’s a guide on what you can start planning today.

The four things you should start planning for the holidays

Your budget

Be sure to think about holiday expenses in December. Begin setting aside your budget now. Use a high-yield savings account or a dedicated “holiday fund” to watch your savings grow. You can also conveniently open an Online Time Deposit account and get up to 4.5% interest on your savings.

Your trips

If you plan to travel home or away for the holidays, book early and be flexible with your dates. Use price comparison sites and set up fare alerts. Consider using your credit card points or miles to offset costs. Remember to factor in your travel insurance and incidentals when you set up your budget.

Your gifts to your loved ones

Don’t wait till it’s too close to the holidays to buy your gifts. You can start planning your lists now and keeping track of promos to get great deals. You should also consider organizing a Secret Santa with friends or family to reduce the number of gifts you need to buy. If you want to make handmade gifts, now’s also the best time to start so you won’t be cramming come December.

Your gift to yourself

You’ve been working so hard it’s crazy to realize that the year’s almost over. Now’s the time to reward yourself for all you’ve achieved this year.

Did you know the holiday season is an excellent time to buy your first car? If you’ve been waiting for a sign, this is it. This season is when year-end bonuses typically hit people’s bank accounts, and it’s a time when promos and incentives are aplenty. With these two combined, ticking off that milestone becomes so much easier.

Happy Holideals!

If you need more convincing, Metrobank’s Happy Holideals promo — which now starts in August so you get more time to plan — offers a low interest rate, waived fees of up to PHP 100,000, and pre-qualification to a Metrobank Toyota Mastercard with car loan. This offer is until October 31, 2024. For more details, check out Happy Holideals 2024.

Planning early is your secret weapon for a great holiday season this year! For more guides that will help you plan and take charge of your finances, explore lifebanking.ph.